Introduction

At Pana Finance Inc (“us”, “we”, “our”, “Pana” or the “Company”) we value your privacy and the importance of safeguarding your data. This Privacy Policy ("Privacy Policy") describes our privacy practices for the activities set out below. As per your rights, we inform you how we collect, store, access, and otherwise process information relating to individuals.

Personal Information

Generally, "Personal Information" refers to any piece or combination of information that identifies, relates to, describes, or can reasonably be linked or associated with you or your household.

Personal Information includes, but is not limited to:

• Any means of identification, whether traditional, digital, or otherwise. Traditional identifiers include your name, social security number, physical address, and telephone number. Digital identifiers include your device ID, IP address, cookies, and voice recordings when you contact Pana.
• Any information associated with your identity. This might include any information about how you use a Pana Site; where you’re located when you login; what operating system you use; what Pana products and services you use; your credit score; and your financial habits. Anything about you is your Personal Information.

Some information is NOT Personal Information:

• Public Information. Information lawfully available from government records and used for a purpose consistent with its availability is not Personal Information.
• De-identified information. Information delinked and disassociated from any identifying information is not Personal Information. To de-identify Personal Information, a business must implement processes to ensure the information will not be re-identified.
• Aggregated information. If a set of Personal Information is sorted into conclusions about a group, and the individual consumer identities have been removed and are not linked or reasonably linkable to a consumer or household, it is not Personal Information.

We are committed to protecting your privacy in accordance with the highest level of privacy regulation. As such, we follow the obligations under:

• California's Consumer Protection Act (CCPA) and California Online Privacy Protection Act (CalOPPA)

Scope

This Privacy Policy is intended to provide information to visitors to Pana’s website and users of Pana’s application about the personal information we collect, and how we source, use, disclose, and protect your information when you access or use (1) our website located at getpana.app (“Site”); (2) our mobile application(s) to which this Privacy Policy is posted (the “App”); and (3) any services, content, communications, and product features relating to the Site and Application.

This Privacy Policy does not apply to third-party applications, websites, products, services or platforms that may be accessed through non Pana Finance Inc  links that we may provide to you. These sites are owned and operated independently from us, and they have their own separate privacy and data collection practices and policies. Any personal data that you provide to these websites will be governed by the third-party’s own privacy policy. We cannot accept liability for the actions or policies of these independent sites, and we are not responsible for the content or privacy practices of such sites.

Processing activities

This Privacy Policy applies when you interact with us by doing any of the following:

• Make use of our application and services as an authorized user
• Visit any of our websites that make reference to this Privacy Statement